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What is the Difference Between Marketplace and Obamacare? Is Bidencare the new Obamacare? In 2010 President Obama made sweeping changes to the health insurance landscape by enacting the Affordable Care Act (ACA) that made it easier for people to access health insurance coverage with subsidized premiums. The Biden health insurance plan has further changed the …

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Affording medical care can be extremely challenging depending on your income. Obamacare in Florida makes it easier to access the services you need in an affordable way. Many people wonder, how do I get Obamacare in Florida? An Obamacare health insurance plan protects your budget, ensuring you can access the services that will make a …

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Life Insurance with Living Benefits Most people believe that you only benefit from life insurance if you pass away. Only 57% of Americans have life insurance and a large percentage of those with coverage have life policies without Living Benefits. What are Living Benefits you might be asking? Living Benefits are Accelerated Death Benefits Riders(ABR’s) …

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Seguro De Vida Con Beneficios En Vida La mayoría de la gente cree que solo se beneficia del seguro de vida si fallece. Solo el 57% de los estadounidenses tienen seguro de vida y un gran porcentaje de los que tienen cobertura tienen pólizas de vida sin beneficios en vida. ¿Qué son los Beneficios en …

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Tax Free Retirement Sound too good to be true? With an Indexed Universal Life Insurance Policy, commonly referred to as IUL, is a wealth accumulation vehicle that provides policyholders with the potential to create a non-taxable retirement, while protecting themselves with Living Benefits life insurance simultaneously. The idea is that you can setup an indexed …

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Jubilación Libre De Impuestos con IUL ¿Suena demasiado bueno para ser verdad? Con una póliza indexed universal life, comúnmente conocida como IUL, es un vehículo de acumulación de riqueza que brinda a los asegurados la posibilidad de crear una jubilación no sujeta a impuestos, al mismo tiempo que se protegen con un seguro de vida …

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Burial Insurance Are you between the ages of 50 and 85 and without burial life insurance? You are not alone since only 57% of Americans have life insurance. Leaving a financial burden on your loved ones with credit card & medical debt, mortgages and funeral expenses can be catastrophic. The average cost of a casket …

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Seguro Funerario ¿Tiene entre 45 y 85 años y no tiene seguro de vida para entierro? No está solo, ya que solo el 57% de los estadounidenses tiene seguro de vida. Dejar una carga financiera para sus seres queridos con tarjetas de crédito y deudas médicas, hipotecas y gastos funerarios puede ser catastrófico. El costo …

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Humana Dental Do you currently have a tooth ache, need a root canal or other dental procedures and do not have dental insurance? Most people are terrified of going to dentist without dental insurance because of the high costs associated with dental services. Readers of consumer information site CostHelper.com report paying $80 to $175 for …

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Poliza Dental ¿Tiene actualmente dolor de muelas, necesita un tratamiento de endodoncia u otros procedimientos dentales y no tiene seguro dental? La mayoría de las personas están aterrorizadas de ir al dentista sin seguro dental debido a los altos costos asociados con los servicios dentales. Los lectores del sitio de información para el consumidor CostHelper.com …

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Cigna Dental Do you currently have Dental Insurance but cannot find a quality dentist that takes your dental plan? Or do you need braces (orthodontia) and your dental insurance does not cover them? If you are on a HMO Dental Plan, there is a very good chance that you will struggle finding dentists that will …

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Temporary Health Insurance Are you currently without health insurance and do not qualify for Obamacare Special Enrollment Period on the Marketplace? A Short Term Medical Plan (STM) could be the solution for your insurance needs. Short Term Medical Insurance can be purchased 365 days a year with no Open Enrollment Period (OEP) restrictions. STM Plans …

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Seguro De Salud A Corto Plazo ¿Está actualmente sin seguro médico y no califica para el Período de inscripción especial de Obamacare? Un plan médico a corto plazo (STM) podría ser la solución para sus necesidades de seguro. El seguro médico a corto plazo se puede comprar los 365 días del año sin restricciones del …

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Comparador De Seguros Dentales ¿Actualmente tiene un seguro dental pero no puede encontrar un dentista de calidad que acepte su plan dental? ¿O necesita aparatos ortopédicos (ortodoncia) y su seguro dental no los cubre? Si está inscrito en un plan dental HMO, existe una gran posibilidad de que tenga dificultades para encontrar dentistas que acepten …

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Molina Renewal Are you currently on a Molina Marketplace Plan and will need help with the Molina renewal this upcoming Open Enrollment Period (OEP)? Every year the insurance carriers have to file with the State Insurance Departments new Obamacare insurance plans and benefits and most importantly premiums. This has a direct impact on existing Molina …

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Molina Obamacare ¿Está actualmente en un plan de Molina Marketplace y necesitará ayuda con la renovación de Molina en este próximo Período de inscripción (OEP)? Cada año, las compañías de seguros tienen que presentar ante el Departamento de Seguros del Estado los nuevos planes y beneficios de seguro de Obamacare y, lo más importante, las …

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Ambetter Renewal Are you currently on a Ambetter Marketplace Plan and will need help with the Ambetter renewal this upcoming Open Enrollment Period (OEP)? Every year the insurance carriers have to file with the State Insurance Departments new Obamacare insurance plans and benefits and most importantly premiums. This has a direct impact on existing Ambetter …

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Ambetter Obamacare ¿Está actualmente en un Plan del mercado de Ambetter y necesitará ayuda con la renovación de Ambetter en este próximo Período de inscripción abierta (OEP)? Cada año, las compañías de seguros tienen que presentar ante el Departamento de Seguros del Estado los nuevos planes y beneficios de seguro de Obamacare y, lo más …

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Hospital Indemnity Do you currently have health insurance with a high deductible and are worried about costly hospitalization? It is very easy to underestimate how much medical care can cost: A broken leg can cost up to $7,500 The average cost of a 3-day hospital stay is approximately $30,000 For 2020, the Marketplace Health Insurance …

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Seguro De Hospitalización ¿Tiene actualmente un seguro de salud con un deducible alto y le preocupa una costosa hospitalización? Es muy fácil subestimar cuánto puede costar la atención médica: Una pierna rota puede costar hasta $7,500 El costo promedio de una hospitalización de 3 días es de aproximadamente $30,000 Para 2020, los Planes de seguro …

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Unitedhealth Vision Do you currently need glasses or contact lenses and do not have vision insurance? A new patient eye exam with no insurance costs on average $200. Frames and glasses alone can cost several hundred dollars. Vision insurance is a way to reduce eye care expenses. In a exchange for monthly premium the plan …

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Seguro de Visión ¿Necesita actualmente anteojos o lentes de contacto y no tiene seguro de visión? Un nuevo examen de la vista del paciente sin costos de seguro en promedio $200. Los marcos y los anteojos por sí solos pueden costar varios cientos de dólares. El seguro de la vista es una forma de reducir …

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Critical Illness Insurance Are you worried about being diagnosed with a critical or terminal illness and being unprepared for the financial consequences? Medical expenses are a major reason why a majority of individuals file for bankruptcy. A new study from academic researchers found that 66.5 percent of all bankruptcies were tied to medical issues – …

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Seguro De Enfermedad Grave ¿Le preocupa que le diagnostiquen una enfermedad crítica o terminal y que no esté preparado para las consecuencias financieras? Los gastos médicos son una de las principales razones por las cuales la mayoría de las personas se declaran en quiebra. Un nuevo estudio de investigadores académicos descubrió que el 66.5 por …

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Covered California Open Enrollment Are you currently on Covered CA Health Plan and need help with the renewal this upcoming Open Enrollment Period (OEP)? Every year the insurance carriers have to file with Covered California new insurance plans, benefits and most importantly premiums. We recommend that every year you review your health plan and focus …

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Open Enrollment Ends on December 15th! Are you currently on a Marketplace Plan and need help with the renewal this upcoming Open Enrollment Period (OEP)? Every year the insurance carriers have to file with the State Insurance Departments new Obamacare insurance plans and benefits and most importantly premiums. We recommend that every year you review …

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¿Que Es Un Seguro De Vida? El seguro de vida es una poderosa herramienta financiera que puede usarse para proteger y asegurar el futuro de su familia si debe morir pronto. ¿Cuándo debe considerar aseguranzas de vida? Muchos expertos financieros consideran que los seguros de vida son la piedra angular de una buena planificación financiera. …

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Types of Life Insurance There are two major types of life insurance—term and whole/permanent life. 1. Term Life: Term insurance is the simplest form of life insurance. It pays only if death occurs during the term of the policy, which is usually from one to 30 years. Most term policies have no other benefit provisions. …

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Key Man Insurance Key Man Life insurance is a powerful financial tool that can be used to protect and secure your business’ future if you should die to soon. In simple terms key man insurance is life insurance on the key person in a business. When should you consider Key Man Life Insurance? In a small …

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Seguro de Vida Para Empresas ¿Qué es el Seguro de Hombre Clave? El seguro de vida de Key Man es una poderosa herramienta financiera que se puede utilizar para proteger y asegurar el futuro de su negocio si se muere pronto. En términos simples, el seguro de hombre clave es un seguro de vida para …

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No Exam Life Insurance Are you between the ages of 18 and 70 and without life insurance? You are not alone since only 57% of Americans have life insurance. Leaving a financial burden on your loved ones with credit card & medical debt, mortgages and funeral expenses can be catastrophic. If you are like most …

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Seguro De Vida Sin Examen Medico ¿Tiene entre 18 y 70 años y no tiene seguro de vida? No está solo, ya que solo el 57% de los estadounidenses tienen seguro de vida. Dejar una carga financiera para sus seres queridos con tarjetas de crédito y deudas médicas, hipotecas y gastos funerarios puede ser catastrófico. …

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Mercado de Salud Más de 80.4 millones de estadounidenses han solicitado beneficios de desempleo y potencialmente han perdido o perderán el seguro de salud patrocinado por su empleador. Lamentablemente, el seguro Cobra cuesta más de $ 7,000 por año para cobertura individual y más de $ 20,000 para cobertura familiar. El seguro Cobra proporciona una …

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Obamacare Si actualmente no tiene seguro de salud debido a la pérdida de empleo o la elegibilidad para Medicaid u otras razones, entonces puede calificar para inscribirse en un Plan de Mercado de Seguros de Salud en Healthcare.gov. Más de 80.4 millones de estadounidenses han solicitado beneficios de desempleo y potencialmente han perdido o perderán …

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Obamacare Are you currently without health insurance due to loss of employment or Medicaid eligibility or other reasons, then you may qualify to enroll in a Health Insurance Marketplace Plan on Healthcare.gov. More than 80.4 million Americans have filed for unemployment benefits and potentially have lost or will lose their employer sponsored health insurance due …

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Health Insurance Marketplace More than 80.4 million Americans have filed for unemployment benefits since the start of the COVID outbreak and potentially have lost or will lose their employer sponsored health insurance. Unfortunately Cobra insurance costs over $7,000 per year for individual coverage and over $20,000 for family coverage. Cobra insurance provides comprehensive coverage but …

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Medicare Advantage Plans Are you turning age 65 and looking for Medicare plan options including Medicare Advantage (Part C) health and drug plans? There are plenty choices in how you get your Medicare coverage. We will provide you with an easy 3 Step Guide to help you navigate through these important decisions. Step 1: Sign …

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Medicare en Español ¿Está cumpliendo 65 años y está buscando opciones de planes de Medicare, incluidos los planes de salud y medicamentos de Medicare Advantage (Parte C)? Hay muchas opciones para obtener su cobertura de Medicare. Le proporcionaremos una Guía fácil de 3 pasos para ayudarlo a navegar a través de estas decisiones importantes. Paso …

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Medicare Supplement Plans Are you turning age 65 and looking for Medicare plan options including Medicare Supplement (Medigap) and drug plans? There are plenty choices in how you get your Medicare coverage. We will provide you with an easy 3 Step Guide to help you navigate through these important decisions. Step 1: Sign up for …

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CA Health Insurance Many Californians are experiencing job and income loss due to the COVID-19 pandemic. Due to the coronavirus, health care is critical more than ever. More than 17 million Americans have filed for unemployment benefits and potentially have lost or will lose their employer sponsored health insurance. Unfortunately Cobra insurance costs over $7,000 …

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