Boat Insurance

Searching for Boat Insurance?

Direct Insurance Solutions provides industry leading insurance policies for Boats, Yachts, Fishing Boats, and Sports Boats. If you are in need of a customized insurance policy for your boat, are team is here to help. We can help you find the right boat insurance coverage at the most affordable rates available. We also provide commercial insurance for larger yachts, boats and ships.

Boat Insurance
Boat Insurance

Boat owners understand just how important it is to protect their nautical investment. Owning a boat can be fun and exciting. However, if you own a boat, you also understand how expensive boat ownership can be, especially if your boat is ever in need of repairs due to a collision or unexpected damages that may occur. Finding the right boat insurance plans to protect your boat is crucial. At Direct Insurance Solutions, are licensed Boat Insurance specialists are here to help guide you through the process and ensure your boat is properly covered, while providing you with the liability coverage to help protect your assets.

Ready to start saving on Boat Insurance?

Give us a call for free quote! Our Insurance Agents are ready to help you find the right policy at the most affordable rates to provide you with the best liability protection and comprehensive coverage for your needs. Call now for a free quote and find out how much you can save on Boat Insurance today!

What is Boat insurance?

Boat insurance covers you in the event of a loss or damage to your boat. It covers most watercraft with motors, including fishing boats, pontoon boats, paddle boats, leisure crafts and yachts. Boat insurance does not usually cover canoes, kayaks or personal watercrafts (PWCs).

When should you consider Boat Insurance?

A typical boat insurance policy may include the following:

  • Collision damage: Includes repair or replacement of your boat, but may or may not include clean-up of wreckage unless you purchase optional additional coverage.

  • Property damage liability: Covers damage you might cause to someone else’s boat, a dock, or other property or structures.

  • Bodily injury liability: Covers injury you might cause someone while using your boat; includes medical bills, lost income, pain and suffering, and legal expenses.

  • Comprehensive: Provides compensation if your boat is vandalized, stolen, or damaged in an incident other than a collision.

  • Additional coverage options: Coverage for medical payments, fishing equipment, oil spills, personal property and roadside assistance, as well as damages and injuries from accidents caused by boaters who are uninsured or underinsured.

How Much Does Boat Insurance Cost?

The cost of boat insurance varies depending on many of the following factors:

  • The state you live in

  • The type, size, and age of the boat you wish to insure

  • The size of motor and how it is powered

  • Whether you are using it on inland waters or the open seas

  • Whether you have selected additional coverage options

Insurance for boats, sailboats, and watercraft

Affordable Boat Insurance Coverage

No matter what kind of watercraft you own, having boat insurance and liability coverage is vital. We provide a wide range of boat insurance policies to suit your needs.

  • Leading Providers, such as Progressive Boat Insurance.
  • Commercial Insurance for boats, ships or yachts with a staff.
  • Insurance for Personal Watercraft, Jet-skis, Sea-doos & more.

Industry Leading Boat Insurance from the Nation's Top Providers

Get specialized boat insurance for as little as $100 per year with Progressive through Direct Insurance Solutions.


Why Progressive Boat Insurance?

​With us, when you insure your boat with Progressive, you’re automatically covered on all lakes and rivers in the U.S. and Canada, plus ocean waters within 75 miles of the coast. No questions asked.

  • 35+ years of boat insurance experience. Over 1 million watercraft insured. It’s safe to say we’re one of the top boat insurance companies. Get a quote and see why boaters trust us.

  • Some other boat insurers require a marine survey just to insure your boat. This is a detailed and expensive inspection, costing about $20 per linear foot. For a 15-foot boat, this costs $300. At Progressive, that $300 could pay for your entire boat insurance policy for three straight years.

  • Need insurance for a unique boat? Then Progressive is your company. We insure bass boats, sailboats, pontoons, powerboats and pretty much all other watercraft up to $350k in value and 50 feet long. Just get a free boat insurance quote online, and we’ll ask about your boat. If you have a unique situation, just give us a call, and we’ll do what we can to cover you.

Don’t wait!  Start saving on Boat Insurance now.
Call us for a free no-obligation quote in less than 10 minutes.  1-800-619-8959

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