Auto Insurance

Why you need Auto insurance?

None of us likes to think about getting into an auto accident. But we know accidents happen. And insurance helps cover the costs when it does.

If you didn’t have car insurance, RV insurance or motorcycle insurance for your vehicle, you could be personally responsible for significant expenses that put everything you work for at risk. And of course, if your car, RV or motorcycle is vandalized or stolen, insurance helps out there, too.

When you should consider Auto insurance?

State Requirements:

That’s right— in nearly every state it’s against the law to drive a vehicle without some form of insurance. Most states call for drivers to have a minimum of liability coverage.

Personal Protection:

Auto insurance, RV insurance and motorcycle insurance all protect your wallet when you’re involved in an accident. Otherwise, any accident that causes an injury, a fatality, or damage to property could land you in bankruptcy.

Investment Protection:

Cars don’t come cheap. Neither do customized RVs or motorcycles! Insurance protects the hard-earned dollars you’ve invested in your vehicle. You don’t want to end up with a totaled car while still making payments to the bank!

Common Mistakes When Buying Auto Insurance

Shopping for the Lowest Price Available

You get what you pay for is as true in insurance as anything else. So when shopping for car insurance, RV insurance or motorcycle insurance, be sure to compare more than just price. Compare features and services. Ask about customer service guarantees, roadside rental car delivery, claims handling and flexibility in extended coverages. All insurance companies are not created equal!

Choosing Inadequate Liability Coverage

Liability coverage protects you in the event you injure other people or damage property with your vehicle. Choosing lower liability coverage limits may leave you seriously at risk financially, since medical bills and lost wages can quickly exceed low liability limits. Do more than choose state-required minimums; choose the coverage that reflects your personal financial situation.

How to Lower Your Insurance Premium

Lowering your premium is as easy as ABC!

Looking for the coverage you need at the best possible rates? Here are some things to keep in mind to lower your auto insurance, RV insurance and motorcycle insurance premiums.

To get the best possible rates:

  1. Check with a Direct Insurance Agent about multi-vehicle discounts, multi-policy discounts,  and a host of other ways to save.

  2. Consider raising your auto insurance, RV insurance or motorcycle insurance deductible to lower your premium.

  3. Look for features in your insured vehicle that reduce your risk. Air bags, anti-lock brakes, anti-theft devices and systems like OnStar all offer opportunities for safer driving and lower rates.

  4. Those with fewer traffic violations, accidents or other incidents benefit from lower rates.

  5. Look for opportunities to bundle multiple types of insurance, like homeowners insurance and car insurance for reduced rates.

  6. Be responsible with your credit. Those with good credit are statistically shown to be a better risk, and that means, in states with insurance scoring, a better price for auto insurance, RV insurance and motorcycle insurance.

  7. Look for value over the long-run – it helps you save, and gives you peace of mind.

Remember – while higher deductibles and lower insurance coverage mean lower auto insurance rates, they also mean more out-of-pocket dollars at risk. Don’t skimp on the safety, security and protection your family needs with services like roadside assistance & rental reimbursement.

What Auto Insurance Carriers do we offer?


Don’t wait!  Start saving on Auto Insurance now. Call us for a free no-obligation quote in less than 10 minutes.  1-800-619-8959

Or visit one of our local insurance offices inside of the Honda Dealerships:

Honda of Ocala: 1800 SW College Rd Ocala, FL 34471

Honda of Gainesville: 3801 N Main St. Gainesville, FL 32609

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