Hospital Insurance

​When should you consider Hospitalization Insurance?

Hospital stays can strain even the healthiest of budgets. And in many cases, you can’t ignore the care you need even if it pushes you financially. Hospital Indemnity insurance plans provide payment for each day spent in the hospital, and for some other qualified expenses as well. That’s money you can use as you choose, whether for hospital bills or those other costs that come up while you’re recovering.

On top of helping you prepare your budget for the expenses surrounding hospital stays, Hospital Indemnity Insurance has the following benefits:

• You don’t have to meet a deductible to receive your benefits

• No networks - payment amounts are the same regardless of whether you are in-network or out-of-network

• Benefit payments are yours to use as you decide

• Coverage is available for the entire family

• Coverage is renewable until age 65

Allstate Accident & Hospitalization Insurance

​Life can be unpredictable. And when it comes to our health, it’s important to have the right plan to keep you covered financially if the unpredictable happens. With Plan Enhancer from Allstate Health Solutions, you design an affordable plan that’s just right for you and your family. You can add levels of coverage to help protect you from the out-of-pocket costs that often come with accidental injury, illness, and hospital stays.

Plan Enhancer starts with Accident Medical Expense coverage. Then, you can add optional Cancer and Heart/Stroke and Sickness Hospitalization riders — depending on your needs and availability in your state. If the unexpected happens, the plan pays cash benefits, regardless of other medical coverage. So you can cover what you need, when you need it most.