Auto Insurance

Common Mistakes When Buying Auto Insurance

Shopping for the Lowest Price Available: 

You get what you pay for is as true in insurance as anything else. So, when shopping for car insurance, RV insurance or motorcycle insurance, be sure to compare more than just price. Compare features and services. Ask about customer service guarantees, roadside rental car delivery, claims handling and flexibility in extended coverages. Finding affordable auto insurance is easy, just keep in mind that all insurance companies are not created equal!

Choosing Inadequate Liability Coverage:

Liability coverage protects you in the event you injure other people or damage property with your vehicle. Choosing lower liability coverage limits may leave you seriously at risk financially, since medical bills and lost wages can quickly exceed low liability limits. Do more than choose state-required minimums; choose the coverage that reflects your personal financial situation.

How to Lower Your Insurance Premium: Lowering your premium the easy way!

Looking for the coverage you need at the best possible rates? We are experts in affordable insurance solutions. Here are some things to keep in mind to lower your auto insurance, RV insurance and motorcycle insurance premiums.

To get the best possible rates:

1. Check with a Direct Insurance Agent about multi-vehicle discounts, multi-policy discounts, and a host of other ways to save.

2. Consider raising your auto insurance, RV insurance or motorcycle insurance deductible to lower your premium.

3. Look for features in your insured vehicle that reduce your risk. Air bags, anti-lock brakes, anti-theft devices and systems like OnStar all offer opportunities for safer driving and lower rates.

4. Those with fewer traffic violations, accidents or other incidents benefit from lower rates.

5. Look for opportunities to bundle multiple types of insurance, like homeowners insurance and car insurance for reduced rates.

6. Be responsible with your credit. Those with good credit are statistically shown to be a better risk, and that means, in states with insurance scoring, a better price for auto insurance, RV insurance and motorcycle insurance.

7. Look for value over the long-run – it helps you save, and gives you peace of mind.

Remember – while higher deductibles and lower insurance coverage mean lower auto insurance rates, they also mean more out-of-pocket dollars at risk. Don’t skimp on the safety, security and protection your family needs with services like roadside assistance & rental reimbursement. Most importantly, when it doubt, ask. At Direct Insurance Solutions, our Licensed Insurance Agents are experts ready to help.