Lisa Fiverr

Navigating health insurance can feel overwhelming, especially with so many terms that sound similar but mean very different things. If you’re trying to make sense of your health insurance plan—or shop for a new one—it’s essential to understand three key concepts: Health insurance deductibles, copays, and coinsurance. These cost-sharing features determine how much you’ll pay […]

Starting and running a small business is both exciting and challenging. From managing daily operations to serving customers, business owners already have a full plate. However, one critical area that often gets overlooked—until it’s too late—is insurance. Having the right insurance policies in place protects your company from financial loss, legal issues, and unexpected disasters.

If you’re turning 65 or considering changing your Medicare coverage in Florida, you’ve likely heard of Medicare Advantage plans — also known as Medicare Part C. These plans offer an alternative to Original Medicare, bundling hospital (Part A), medical (Part B), and often prescription drug (Part D) coverage into one plan. But with dozens of

Medicare, the federal health insurance program primarily for seniors aged 65 and older, is set to undergo several significant changes in 2025. These changes stem from policy updates aimed at improving affordability, expanding benefits, and addressing systemic issues within the program. Below is an overview of the expected Medicare changes for 2025, including adjustments in

Homeowner insurance is a crucial safeguard for property owners, offering financial protection against various risks. In Florida, where hurricanes, floods, and other natural disasters pose significant threats, having the right homeowner insurance policy is essential. This article explores what homeowner insurance in Florida entails, the coverage options available, and the benefits of securing a policy

Your home is one of the most valuable investments you’ll ever make, so protecting it should be a top priority. Homeowners insurance is a crucial safeguard against unforeseen circumstances, offering financial protection from damage, theft, and liability. In this comprehensive guide, we’ll break down everything you need to know about homeowners insurance, helping you make

Health insurance is essential for covering medical expenses, but it often doesn’t cover everything. Copays, deductibles, and uncovered services can add up quickly, leaving individuals with unexpected financial burdens. This is where supplemental insurance comes in. Supplemental insurance plans are designed to provide additional coverage and financial protection, ensuring that you are not left struggling

Navigating auto insurance laws in Florida can be confusing, especially for new residents or first-time car owners. Florida’s insurance requirements and unique “no-fault” system make it essential for drivers to understand the rules to ensure compliance and adequate protection. Here’s an overview of the key aspects of Florida auto insurance laws. Florida’s No-Fault Insurance System

Selecting the right health insurance plan is a critical decision for individuals and families in Florida. With a variety of options, including state-sponsored programs and private insurers, navigating the complexities of coverage can feel overwhelming. This guide will help you understand your options and provide practical tips to choose the best health insurance plans for

Insurance is an essential safeguard in life, providing financial protection and peace of mind against unforeseen events. Whether it’s for your car, home, health, or business, having the right insurance coverage can make a significant difference when the unexpected happens. However, the world of insurance can be complex, and not all policies are created equal.